Everyone’s Favorite Jerk: Does It Pay To Be Mean?

An excellent article in The Atlantic will have you wondering if you have enough aggressiveness in you to succeed in business (and sometimes life). The article will have you nodding in agreement and shaking your head as you think about your own actions and the way the leaders and takers in your life act.

To sum it up, takers (AKA jerks) don’t win, but disagreeable givers do! It’s a fine line, but it comes down to the fact that sharing and helping others, even if you have to be a bit disagreeable to do it, will get you further  than passivity.

The distinction that needs to be made is this: Jerks, narcissists, and takers engage in behaviors to satisfy their own ego, not to benefit the group. Disagreeable givers aren’t getting off on being tough; they’re doing it to further a purpose.

Smile at the customer. Take the initiative. Tweak a few rules. Steal cookies for your colleagues. Don’t puncture the impression that you know what you’re doing. Let the other person fill the silence. Get comfortable with discomfort. Don’t privilege your own feelings. Ask who you’re really protecting. Be tough and humane. Challenge ideas, not the people who hold them. Don’t be a slave to type. And above all, don’t affix nasty, scatological labels to people.

The jerks of the world, as a general rule, don’t succeed because they end up burning so many bridges along the way that when things go wrong, the people quickly turn on them. We don’t want to be around jerks, unless they’re our jerks, meaning, we like it when people aggressively help us along the way. Nicely stepping on a few feet won’t bother you if it advances your cause or provides certain benefits.

Savings Challenge: Goals for 2015

“It’s not personal, Sonny. It’s strictly business.”

In The Godfather, we watch Michael transform from a nice college kid into a cold-hearted killer. He manages to convince himself that taking out a crooked cop who had earlier broken his jaw was simply part of the family business. In reality it was deeply personal. The man had attempted to kill his father. godfather

This site has mostly focused on the software available to help individuals manage and plan their personal finances. The explosion of these tools has been astounding and is become such an opportunity that the giant investment companies of the world are also getting involved. Learning about these tools has been great for me personally as I’ve discovered how to easily track my spending and my net worth. I now check the Personal Capital app almost daily to monitor my net worth. I monitor my spending on Mint.com. I’ve learned about ways to create a professional portfolio for an almost nominal fee via a whole bunch of great websites. It’s mostly been about other people’s business.

However, on a personal level, last year was a quite a financial roller coaster. We bought a house in California and it has made me realize that I need to get stricter with my spending and serious about my savings. So for 2015, I wanted to set some goals to help my personal financial situation. I found Graham Clark’s MoneyStepper Savings Challenge and joined the group in hopes that the additional accountability will help me achieve my goals. In other words, this site is about to get personal.

The MoneyStepper Savings Challenge has two parts. The first is a goal to save a certain percentage of your income. The second part is to increase net worth by certain percentage. What percentage? Whatever your pick. While I’ve already been tracking my spending and know my net worth, I haven’t had specific, measureable, achievable goals. So here goes. For 2015, I’m going to save 10% of my income and increase my net worth by 10%. I don’t know if this is going to be a complete joke compared to others in the blogging community but I do know that it’s an achievable goal for my family.

My commitment to the readers is to write about my progress and talk about what we’re doing right as a family, and analyze where we’re going wrong.

You can learn more about the MoneyStepper Savings Challenge at the MoneyStepper site.

Moneystepper 2015 Savings Challenge